AEON Member Plus (AMP) Mastercard Classic Credit Card
Every ringgit at AEON earns you points, and every 20th and 28th gets you 5% cashback. Plus, this AMP Mastercard Classic card gets you free parking!
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- A copy of your valid work permit (if any)
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Latest 6 months bank statements
- Business Registration Certificate (SSM); or
- Form 9/24/49; or
- Section 32, 58, 78 (if any)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year, and waived when you swipe at least 12 times a year for the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Every 20th and 28th is AEON Thank You Member Day, and that's when your spending at AEON and AEON BiG earns 5% cashback (up to RM100 a month). The cashback shows up in the following month's statement.
Spend at AEON Stores and AEON BiG on any day other than the 20th or 28th, and you'll collect 2X AEON Points for every RM2. Your membership adds another 1X point per RM1 across AEON's retail brands, and everything else you buy still earns 1X points for every RM4. Cash them out whenever you like, at 200 points = RM1. The usual exclusions apply, though, so petrol, utility bills, government payments and service fees won't count toward points.
Split your purchases into zero-interest instalments at participating merchants with the AEON Cards 0% Instalment Payment Plan, with tenures up to 36 months. Shopping somewhere else? The AEON Cards Flexi Payment Plan lets you convert purchases up to 18 months, with interest as low as 2.5%.
Move the outstanding balance from another bank's credit card to your AEON card and pay it off at a lower interest rate, from as low as 3%, over a longer tenure of up to 36 months.
Terms and Conditions
Product review by CompareHero
What is the AEON Member Plus (AMP) Mastercard Classic Credit Card?
The Mastercard version of AEON's entry-level card offers similar features to the Visa Classic: same cashback, same AEON Points rates, same fees, same income requirement. The only thing that differs is the network your card runs on.
This credit card suits someone who wants a low-cost, low-fuss card for AEON shopping and everyday spending, without needing lounge access, travel insurance, or a high income to qualify.
What are the major benefits?
This card earns 5% cashback at AEON Stores and AEON BiG Hypermarkets on Thank You Days (the 20th and 28th of every month), capped at RM100 a month, and AEON Points at 2 points per RM2 at AEON stores/BiG on regular days, 1 point per RM1 on member recognition spend, and 1 point per RM4 on other spending, dining included. 200 AEON Points equals RM1 when you redeem them.
Additionally, you also get to enjoy the following benefits:
- An instant virtual card on approval
- Up to 2 hours of free parking at selected AEON malls and AEON BiG outlets
- A 0% Instalment Payment Plan at participating merchants for up to 36 months
- An instant-approval Consumer Durable Easy Payment Plan, up to 36 months, from 0.8% a month
- The card is made of biodegradable PLA plastic!
Is there an annual fee?
Yes. The annual fee is RM30 for the principal card and RM20 for a supplementary card, waived in year one and thereafter with 12 transactions per year.
Who can apply for the AMP Mastercard Classic Credit Card?
Malaysians aged 21 or older with a minimum monthly income of RM2,000. Supplementary cardholder must be at least 18 years old to be eligible to apply.
Documents you'll need
For salaried employees:
- A copy of your MyKad (both sides) and your supplementary cardholder's, if applicable
- Latest 3 months of payslips
- Latest Form BE with tax receipt or EA form
- Latest 6 months of payslips for commission earners
For self-employed:
- Business Registration Certificate (or Form 9/24/49)
- Latest 6 months of company bank statements or Form B with tax receipt
- A valid email and mobile number for verification