AEON Member Plus (AMP) Mastercard Platinum Credit Card
Earn 10% cashback on AEON Thank You Days, 2% on online spend, and 6x AEON Points overseas, with 6 lounge visits and RM1 million travel insurance.
Eligibility
Minimum Monthly Income
RM 5,000 (RM 60,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- A copy of your valid work permit (if any)
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Latest 6 months bank statements
- Business Registration Certificate (SSM); or
- Form 9/24/49; or
- Section 32, 58, 78 (if any)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year, and waived when you make a minimum combined spending of RM18,000 per year in the subsequent years. Otherwise, RM200 for Principal Card and RM100 for Supplementary Card
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
10% cashback on Thank You Day at AEON Stores and AEON BiG (every 20th and 28th of the month), capped at RM100 per month2% cashback on online spend (exclude payments to government agencies, business trading, and any bank fees or service charges), capped at RM25 per month
6x AEON Points for every RM2 spent overseas using foreign currencies, 4x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except on the 20th and 28th of each month), 1x AEON Points for every RM2 spent on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions) and 1x AEON Points for every RM1 spent for for member recognition in all AEON Stores, AEON BiG Hypermarkets, AEON Maxvalu Prime, AEON Wellness, and Daiso (by AEON). Redeem gifts, vouchers or convert the accumulated AEON Points into cash at a conversion rate of 200 AEON Points = RM1.
6x complimentary yearly access to Plaza Premium Lounge in Malaysia (with a minimum of RM500 single or cumulative transactions within 30 days before or after the lounge access date) and a complimentary travel insurance coverage worth up to RM1,000,000.
Enjoy zero-interest instalment and tenures up to 36 months at participating merchants with AEON 0% Instalment Payment Plan. AEON Flexi Payment Plan offers as low as 2.5% one-time upfront fees over 6, 12 or 18 months of instalment plan with selected merchants.
Terms and Conditions
Product review by CompareHero
What are the benefits of the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
Often shop at AEON stores or AEON BiG? This credit card gives you 10% cashback on Thank You Days (the 20th and 28th), capped at RM100 a month. Use it for online spending, and you'll earn 2% cashback, capped at RM25 a month, but this category excludes government payments, trading accounts, and fee-related transactions.
You can collect AEON Points faster here too: 4 points for every RM2 at AEON stores/BiG on regular days, 1 point for every RM1 on member recognition spend, 1 point for every RM2 on most other spending, and 6 points for every RM2 spent overseas.
Travel, easy payment plan and free parking perks
You, as the principal cardholder, get 6 complimentary Plaza Premium Lounge visits a year (the same RM500 minimum spend rule as Gold applies), and travel insurance of up to RM1,000,000.
The card also comes with a Consumer Durable Easy Payment Plan with instant approval for up to 36 months, or 48 for gold, jewellery, and watches, from as low as 0.85% a month, without eating into your available credit limit, and discounts at roughly 250 partner merchants covering dining, travel, fitness, beauty, and hotel stays.
Additionally, enjoy up to 2 hours of free parking at selected AEON Malls and AEON BiG outlets, an instant virtual card upon approval, and a card body made from biodegradable PLA.
What is the annual fee of this card?
The annual fee is RM200 for the principal card and RM100 for a supplementary card, waived in your first year and waived every year after that if your combined spending, principal plus supplementary, hits RM18,000 a year.
Who can apply?
- The principal cardholder must be 21 or older; a supplementary cardholder must be 18 or older
- Minimum annual income of RM60,000 (RM5,000 a month) for Malaysians, or RM48,000 a year for Japanese nationals, Malaysian PRs, and MM2H participants
Documents you'll need
For salaried employees:
- A copy of your IC (both sides) and your supplementary cardholder's if applicable
- Your last 3 months of payslips
- Your Form BE with tax payment receipt or EA form
- Your last 6 months of payslips if you earn commission
For self-employed individuals:
- Business Registration Certificate (or Form 9/24/49)
- Your last 6 months of company bank statements or Form B with tax receipt
- A valid email address and mobile number for the verification code AEON sends during your application
Frequently Asked Questions (FAQ)
What are the AEON Member Plus (AMP) Mastercard Platinum Credit Card requirements?
Is there an annual fee for the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
What are the fees or charges applied for the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
What are the top benefits of the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
• 10% Cashback at AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of every month respectively
• 2% Cashback on Online Spending
• 6x AEON Points for every RM2 spent overseas using foreign currencies
• 4x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th of every month)
• 1x AEON Points for every RM2 on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
• 1x AEON Points for every RM1 spent for AEON member recognition in all AEON Stores, AEON BiG Hypermarkets, AEON Maxvalu Prime, AEON Wellness and Daiso (by AEON)
• 6x complimentary yearly access to Plaza Premium Lounge in Malaysia (with a minimum spending of RM500 in single or cumulative transactions within 30 days before or after the lounge access date)
• Complimentary travel insurance coverage worth up to RM1,000,000