AEON Member Plus (AMP) Visa Classic Credit Card
The AEON Member Plus Visa Classic rewards your shopping at AEON with 5% cashback on the 20th and 28th, plus 3X points and free parking at AEON Malls.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- A copy of your valid work permit (if any)
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Latest 6 months bank statements
- Business Registration Certificate (SSM); or
- Form 9/24/49; or
- Section 32, 58, 78 (if any)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year, and waived when you swipe at least 12 times a year for the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Shop at AEON Stores and AEON BiG on the 20th and 28th of every month (AEON Thank You Day) and get 5% cashback. This covers AEON Retail, MaxValu, Daiso (by AEON), Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy and AEON Wellness. Cashback is capped at RM100 per month and appears on your next statement.
Earn 2X AEON Points for every RM2 you spend at AEON Stores and AEON BiG, every day except the 20th and 28th. You'll also get 1X AEON Point for every RM1 spent for member recognition across AEON BiG, MaxValu Prime, AEON Wellness and Daiso, plus 1X AEON Point for every RM4 on other spending. Redeem your points for shopping, dining and travel privileges, or convert them to cash at 200 points = RM1. Just note that petrol, government, trading, utility bills and any fees or charges don't earn points.
Split your purchases into zero-interest instalments at participating merchants with the AEON Cards 0% Instalment Payment Plan, with tenures up to 36 months. Shopping somewhere else? The AEON Cards Flexi Payment Plan lets you convert purchases up to 18 months, with interest as low as 2.5%.
Move the outstanding balance from another bank's credit card to your AEON card and pay it off at a lower interest rate, from as low as 3%, over a longer tenure of up to 36 months.
Terms and Conditions
Product review by CompareHero
What is the AEON Member Plus (AMP) Visa Classic Credit Card?
This credit card is AEON's Member Plus (AMP) entry-level card suitable for individuals who want an easy, low-commitment card for everyday AEON shopping without paying much to keep it.
Among the AMP card lineup, this Visa Classic card offers the lowest annual fee, the lowest income requirement, and the simplest set of perks. It still earns AEON Points and Thank You Day cashback, just at lower rates than Gold or Platinum, and it skips perks like lounge access and travel insurance.
What are the benefits of owning this card?
The main benefit is:
- 5% cashback at AEON Stores and AEON BiG on Thank You Days (the 20th and 28th), capped at RM100 a month
- 2 AEON Points per RM2 at AEON stores/BiG on regular days,
- 1 AEON Point per RM1 on member recognition spend, and
- 1 AEON Point per RM4 on other spending, which includes dining, since Classic doesn't have a separate dining cashback rate the way Gold does
- 200 AEON Points convert to RM1 when you redeem the accumulated points
You also get an instant virtual card which can be used online as soon as you're approved, up to 2 hours of free parking at selected AEON malls and AEON BiG outlets (10% convenience fee and 6% SST apply), a 0% Instalment Payment Plan at participating merchants for up to 36 months, and an instant-approval Consumer Durable Easy Payment Plan, also up to 36 months, from as low as 0.8% a month.
What's more, the card itself is made from biodegradable PLA plastic!
What is the annual fee?
The annual fee is RM30 for the principal card and RM20 for a supplementary card, waived in your first year and every year after if you make at least 12 transactions.
Who can apply for this card?
Malaysians who are 21 years old or older, earning a minimum annual income of RM24,000 (or RM2,000 a month). Supplementary cardholder must be at least 18 years old to qualify.
Documents you'll need
For salaried employees:
- A copy of your MyKad (both sides, and your supplementary cardholder's, if you're adding one)
- Your last 3 months of payslips
- Latest Form BE with tax receipt or EA form
- Latest 6 months of payslips for commission earners
For self-employed:
- Business Registration Certificate (or Form 9/24/49)
- Your last 6 months of company bank statements or Form B with tax receipt
- A valid email and mobile number for the verification code