Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i
Malaysia's first Islamic credit card with no annual fee, late fees, or compounding interest, plus up to 8% cashback on ESG-friendly spending.
Get a Apple AirPods Max 2 worth RM 2,299when you apply with CompareHero*
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Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Latest 6 months bank statements
- Latest B Form with official tax receipt
- Business Registration Certificate (SSM) or a valid Trading License
- Form 9/24/49
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Earn 8% cashback at ESG-friendly merchants and 0.5% on other contactless purchases, including Apple Pay, Google Pay, and Samsung Pay. Both categories are capped at RM35 a month. Note that petrol, airlines, government payments, JomPay, e-wallet reloads, cash advances, and utilities don't qualify.
Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybank EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.
This card tracks your carbon footprint based on your spending and lets you offset it by supporting reforestation projects, right from the MAE app or Maybank2u. You'll also get exclusive perks like e-commerce purchase protection, Mastercard Concierge services, and special discounts on shopping, travel, entertainment, and more.
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Where Your Contributions Go
Your contributions help fund regional reforestation initiatives under the myimpact Cards Carbon Offset Programme, including the Katingan Conservation Project in Indonesia and the Kuamut Rainforest Conservation Project in Sabah. These initiatives restore forests, reduce carbon emissions, protect biodiversity, and improve the livelihoods of local communities. If a project has reached its funding capacity, your contributions will be allocated to another eligible project under the programme.