UOB EVOL Card
Cashback for digital spenders with the UOB EVOL Card
Get a Touch 'n Go E-Wallet Credit worth RM 5,555when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Business Registration Certificate (SSM)
- Latest BE Form with official tax receipt
- Latest 6 months bank statements (showing business turnover)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Waived for the first year (campaign ends 31 December 2026). For the subsequent years, the monthly fee is waived when you make 1X retail transaction (except for FPX transactions and EPP/ IPP monthly instalments from second month onwards) per statement month. Supplementary card is free for the first 2 years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback & Rewards
10% cashback on online spending, capped at RM15 (with a minimum monthly spend of RM1,000) 5% cashback on e-wallet top-ups, capped at RM15 (with a minimum monthly spend of RM1,000)
5X UNIRinggit for dining and entertainment spending 1X UNIRinggit for other spending
UOB Balance Transfer lets you consolidate outstanding balances from other credit cards into one manageable repayment plan. Transfer a minimum of RM1,000 or up to 80% of your credit/available limit, whichever is lower, and enjoy flexible repayment options.