UOB ONE Card
Simple high cashback with the UOB ONE Card
Get a Apple iPhone 17 worth RM 3,999when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Business Registration Certificate (SSM)
- Latest BE Form with official tax receipt
- Latest 6 months bank statements (showing business turnover)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026).
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Cashback
10% cashback on petrol, dining, selected grocers/supermarkets and Grab transactions when you meet the minimum spend requirement of RM1,500 per statement month (capped at RM15 per statement month) 0.2% cashback on petrol, dining, selected grocers/supermarkets and Grab transactions if you don't meet the minimum spend requirement per statement month (capped at RM15 per statement month) Unlimited 0.2% cashback on all other retail purchases (no minimum spend required)
Protect yourself from fluctuating prices of RON95 and RON97 with the UOB ONE Card. Get 10% cashback on Petrol if you spend a minimum of RM1,500 per statement month. Otherwise, earn 0.2% cashback if you spend less than that.
UOB Easy Payment Plan
Convert your purchases made at participating merchants with UOB easy payment plans and enjoy low interest rates.
UOB Balance Transfer lets you consolidate outstanding balances from other credit cards into one manageable repayment plan. Transfer a minimum of RM1,000 or up to 80% of your credit/available limit, whichever is lower, and enjoy flexible repayment options.
Enjoy exclusive dining deals nationwide, including travel and lifestyle, plus health and beauty perks with UOB ONE Card. To top it off, you can also enjoy special deals or travel tips, brought to you exclusively by none other than The Travel Insider.