UOB Simple Card
Free for life with no annual fee, plus uncapped 10% cashback on finance charges.
Get a Touch 'n Go E-Wallet Credit worth RM 5,555when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply:
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Self-Employed (Malaysian)
- A copy of your IC (both sides)
- Business Registration Certificate (SSM)
- Latest BE Form with official tax receipt
- Latest 6 months bank statements (showing business turnover)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 10% cashback on finance charges on purchases and cash advances per month when you pay the minimum monthly due on or before the due date
UOB Easy Payment Plans convert purchases made at participating merchants into instalments with low interest rates and longer repayment tenures.
UOB Balance Transfer lets you consolidate outstanding balances from other credit cards into one manageable repayment plan. Transfer a minimum of RM1,000 or up to 80% of your credit/available limit, whichever is lower, and enjoy flexible repayment options.