RHB Personal Financing
Min. Interest Rate7.62% p.a.
Max. Loan AmountRM 150,000
Max. Tenure7 years
Min. Interest Rate7.62% p.a.
Max. Loan AmountRM 150,000
Max. Tenure7 years
Get up to RM150,000 with no collateral or guarantor required, enjoy low rates from 7.62% p.a., and approval within 24 hours.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Interest RateAs low as 7.62% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amountAnd per annum, calculated on daily basis
Early Termination Fee
RM 100.00 or 1.00% on such overdue amountWhichever is higher with lock-in period of first 6 months
Eligibility
Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens21 - 55 years old
Employment Status
- Salaried employee & private sector employee only
Documents required to apply:You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian)
- Copy of identity card (front & back)
- Latest 3 months salary slip
- Latest 12 months EPF statement
- Letter of employment (if working less than 6 months)
Self-Employed (Malaysian)
- Copy of identity card (front & back)
- Business Registration Certificate (SSM) / Forms 9, 24 and 49 / M&A
- Latest B/BE Form with official tax receipt
- Latest 6 months bank statement
- Latest Notice of Assessment (for those working in Singapore)
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 2,000 - RM 15,000 | 12 - 84 months | min. RM 36,000 | 13.45% p.a. - 15.33% p.a. |
| RM 16,000 - RM 50,000 | 12 - 84 months | min. RM 36,000 | 11.07% p.a. - 12.36% p.a. |
| RM 51,000 - RM 99,000 | 12 - 84 months | min. RM 36,000 | 9.33% p.a. - 10.24% p.a. |
| RM 100,000 - RM 150,000 | 12 - 84 months | min. RM 36,000 | 7.62% p.a. - 8.20% p.a. |
Features
Interest rates from 7.62% to 15.33% per annum
No collateral or guarantor is required!
Fast approval within 24 hours! (Subject to credit assessment or criteria set by the bank)